Agencies   |   Online Services   |   State Directory

Arkansas State Bank Department

The mission of ASBD is to maintain a legal and regulatory structure for Arkansas's financial industry. This structure provides the public with convenient, safe and competitive banking, which fosters economic development within this State. Our mission is accomplished through efficient allocation of available human and other resources existing in our Examination, Information Technology and Administrative Services Divisions.

Accreditation

Accreditation

The CSBS Accreditation Program involves an in-depth review of an agency’s policies, procedures, and operations to determine if it meets the standards set forth by the Performance Standards Committee (PSC). A state seeking accreditation for the first time or a state seeking its five-year re-accreditation must complete the self-evaluation questionnaire (SEQ), which includes several sections broken into multiple topics. The agency is asked to answer a series of questions and rate themselves against the corresponding standard. The agency can add documentation to support its answers and ratings. Benefits of the Accreditation Program:

1.      Obtain guidance and assistance through self-evaluation and self-improvement

2.      Help standardize your processes through documentation

3.      Demonstrate your agency meets the standards for state supervision

4.      Share ideas and best practices for state regulation of financial services

5.      Strengthen state financial regulation by meeting a shared set of principles

The Arkansas State Bank Department first became accredited on August 8, 1988 and received its seventh certificate of re-accreditation on April 9, 2024, certifying that the department maintains the highest standards and practices in state banking supervision. Re-accreditation reviews are conducted every 5 years from the initial accreditation. The department is fully accredited through December 31, 2029.

Forty-six state banking departments have received this honor. These departments supervise more than 95% of all assets in the state banking system.

 Being an accredited state bank department demonstrates to Congress, the federal regulatory agencies, other state banking departments, and the public that we are highly capable of ensuring the safety and soundness of the institutions we charter under the dual banking system.


The Great Seal of Arkansas

The State Bank Department was created by Act 113 of 1913. The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas. These 71 banks hold assets of over $166 billion as of September 30, 2024. The Department also is charged with supervising the bank holding companies of Arkansas state-chartered banks; state-chartered trust companies; regional and county industrial development corporations; industrial loan institutions; and capital development companies. The Department operates to ensure the safety and soundness of, and public confidence in, these institutions and organizations.


Submit a complaint Frequently Asked Questions